AML/CTF obligations commence 1 July 2026  ·  AUSTRAC enrolment deadline 29 July 2026
Free templates

AML/CTF templates for
conveyancers

Ready-to-customise Word documents designed for small Australian conveyancing practices. Based on the AUSTRAC Conveyancing Starter Kit — adapted so you don't have to start from scratch.

Three documents

Everything you need to
build your program

Your AML/CTF Program must be documented and approved before 1 July 2026. These three templates cover the core requirements for small practices.

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Part A — Policy
AML/CTF Policy Statement

Your high-level policy document — the "what and why" of your AML/CTF program. Sets out your obligations, risk appetite, roles and the principles your practice follows. Needs senior manager approval before 1 July 2026.

📝 Microsoft Word (.docx)
~20 minutes to customise
Covers AUSTRAC Part A requirements
Download Part A Template
🔍
Part B — CDD Procedures
Customer Due Diligence Procedures

Your operational CDD document — the "how" for staff. Step-by-step procedures for identifying clients, verifying identity, screening for PEPs and sanctions, and applying the right CDD timing rules for purchases, sales and transfers (including auctions).

📝 Microsoft Word (.docx)
~30 minutes to customise
Covers buyer, seller & transfer CDD
Download Part B Template
📊
Risk Assessment
ML/TF/PF Risk Assessment Worksheet

A structured risk assessment worksheet across all five risk categories including the conveyancing-specific trust account risk category. Document your exposure, controls and overall risk rating. Your AML/CTF Program must be based on this assessment.

📝 Microsoft Word (.docx)
~45 minutes to complete
Includes trust account risk category
Download Risk Assessment
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These templates are designed to complement the AUSTRAC Conveyancing Starter Kit, not replace it. We recommend downloading the official AUSTRAC materials first, then using these templates to document and record your completed program. The AUSTRAC Starter Kit is available at austrac.gov.au. These templates do not constitute legal advice — seek independent advice if required.

Built for conveyancers,
not for banks

Each template is pre-populated with content relevant to conveyancing practices — so you're filling in gaps, not writing from scratch.

A
Part A — Policy Statement
  • Practice details and designated services declaration
  • AMLCO appointment and responsibilities
  • Risk appetite statement (pre-drafted for small practices)
  • Obligations summary under the AML/CTF Act 2006
  • Tipping-off prohibition acknowledgement
  • Independent evaluation commitment (s.159)
  • Senior manager approval sign-off page
  • Version control and review schedule
B
Part B — CDD Procedures
  • CDD timing rules — sale, purchase and transfer
  • Auction-specific CDD procedure (28-day rule)
  • Individual, company, trust and SMSF identification checklists
  • PEP and sanctions screening procedure
  • Enhanced CDD (EDD) triggers and steps
  • Trust account source-of-funds checks
  • Red flag indicators for conveyancing matters
  • Suspicious Matter Report (SMR) decision flowchart
  • 7-year record retention requirements

Five risk categories
for conveyancers

The risk assessment worksheet covers every category required under the reformed AML/CTF Act — including the trust account risk category that is specific to conveyancing practices.

Download Risk Assessment
Transaction & Property Risk
High-value transfers, commercial property, unusual settlement structures
Trust Account Risk
Conveyancing-specific — deposit handling, third-party funds, source of funds
Proliferation Financing (PF) Risk
Required under reformed Act — exposure to sanctioned entities or jurisdictions
Customer Risk
Foreign clients, PEPs, companies, trusts, SMSFs
Geographic Risk
Overseas buyers, foreign-sourced funds, FATF high-risk jurisdictions

How to use these templates

Three steps to a
compliant program

Download, customise and approve before 1 July 2026. Then upload your completed documents into the SimpleAML app to keep everything in one place.

1
Download and customise

Open each template in Microsoft Word. Fill in your practice name, ABN, AMLCO details and state of operation. Review each section and adapt the pre-drafted content to reflect how your practice actually operates. Delete anything that doesn't apply and add anything specific to your circumstances.

2
Complete the risk assessment first

Your AML/CTF Program (Parts A and B) must be based on your risk assessment — so complete the risk assessment worksheet first. Use the AUSTRAC Conveyancing Starter Kit alongside it. Your controls in Part B should respond directly to the risks you've identified.

3
Get approval and upload

Once customised, have your principal conveyancer or a senior manager review and sign off on Part A. Then upload both documents into the SimpleAML app under the AML/CTF Program tab to record the approval date and keep your compliance evidence in one place.

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Key deadlines: Your AML/CTF Program must be in place before 1 July 2026. AUSTRAC enrolment opens 31 March 2026 and must be completed by 29 July 2026. Once enrolled, record your compliance activities in the SimpleAML app from 1 July 2026 onwards.

Ready to get started?
Open the free app.

The SimpleAML app walks you through every step — practice profile, staff vetting, training, risk assessment, program approval and AUSTRAC enrolment. Free, browser-based, no account required.

Open SimpleAML for Conveyancers →

No account  ·  Opens in browser  ·  100% free

Important: SimpleAML is a compliance assistance tool only and does not constitute legal advice. These templates are provided as a starting point only and must be customised to reflect your practice's specific circumstances. Users are responsible for ensuring their own compliance with AUSTRAC requirements. Seek independent legal advice where required. Developed by Click Seed Pty Ltd ABN 87 656 256 567.